Nonstandard car insurance is insurance for drivers who present a greater risk to insurers, making it more expensive than standard insurance. New drivers, those with poor driving history, a lapse in ...

In the car insurance industry, “standard” refers to one of several risk-rating categories. Car insurance companies rate policies based on risk and generally categorize drivers as nonstandard (also ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...